在銀行工作中遇到國(guó)外的客戶要辦理代理債券業(yè)務(wù)時(shí)，我們?cè)撊绾胃麥贤兀恳韵率切【幗o大家整理的關(guān)代理債券業(yè)務(wù)銀行英語(yǔ)情景口語(yǔ).希望可以幫到大家
Dialogue 1
對(duì)話一
A: Hello, there. How can I help?
您好。我如何為您效勞?
B: Hello. I，m hoping to buy some Treasury Certificates today.Are they available?
你好。我今天想買些國(guó)債。這里有國(guó)債賣嗎?
A: Certainly, Visible Treasury Certificates. Then you can get a receipt from the savings office as proof of payment. Hence the "visiWe",you can see it.
當(dāng)然有，是憑證式國(guó)債。買了之后，您可以從儲(chǔ)蓄所得到一份國(guó)債收 款憑證。因此，所謂"憑證式"，就是您可以看得見它。
B: Ah, right. How much do I need to spend?
啊，對(duì)呀。我可以買多少錢的?
A: The minimum is 100 RMB, and the maximum is 500,000 RMB.
最少可以買100元，而最多可以買500000元。
B: How about Bearer Certificates? Are they different?
無(wú)記名式國(guó)債是怎么回事?它們有什么不同嗎?
A: Yes, they are different because they are printed by the Ministry of Finance in set amounts. Just 100 RMB, 500 RMB and 1,000 RMB, you cannot choose from many amounts, you see.
是的，它們是不同的，因?yàn)闊o(wú)記名式的國(guó)債是由財(cái)政部印刷的，是固 定的面額。只有100元、500元和1000元面額的，沒有其他面值可 選，您明白了吧。
Dialogue 2
對(duì)話二
A: Hello again. Have you come to a decision?
您好!又見面啦。您決定了嗎?
B: I'm still not sure about these "Visible" Certificates. What's the real difference, except the amounts available?
我仍然不明白這些"憑證式"的國(guó)債。除了可以看到數(shù)額之外，還有什么不同之處?
A: Visible Certificates are registered and the holders of these can report any loss directly to the bank. Also, they can be cashed in advance, before the maturity is up.
憑證式國(guó)債是記名式的，持有人可以直接向銀行掛失。此外，此種國(guó)債可以在到期之前提前兌現(xiàn)。
B: Right. How about the Bearer Certificates? Can they be cashed before the maturity date?
好的。那么無(wú)記名式國(guó)債呢?它們能否在到期之前兌現(xiàn)?
A: Unfortunately, not. You see, because they are not registered, they can be bought and sold by anyone. They also can be cashed on maturity in any nationwide financial institution.
很遣憾，不行。您瞧，因?yàn)樗鼈兪遣挥浢模魏稳硕伎梢再?gòu)買和出售。此種國(guó)債到期后，也可以在全國(guó)范圍內(nèi)任何金融機(jī)構(gòu)兌現(xiàn)。
B: So, if I was strapped for cash, I could transfer it to get some money?
所以，如果我急需現(xiàn)金的話，可以把它轉(zhuǎn)讓，用它換些現(xiàn)金?
A: Technically, yes.
基本如此。
B: OK, I think I've got it.
好吧，我想我明白了。
Dialogue 3
對(duì)話三
A: Good afternoon. Can I be of service?
下午好。我如何為您效勞呢?
B: I don't know. Can I purchase Treasury Certificates here at this counter?
我不知道。我可以在此柜臺(tái)購(gòu)買國(guó)庫(kù)券嗎?
A: Yes, of course. We have Treasury Notes with two, three- and five-year terms available.
當(dāng)然可以。我們出售兩年期、三年期和五年期的國(guó)庫(kù)券。
B: Two years is fine, with a value of 1,000 RMB.
兩年期的就行，我要買1000元。
A: OK, could I take a look at some ID please, like a passport?
好的，我能看一下您的身份證件嗎，比如護(hù)照，行嗎?
B: Here you go. By the way, is it possible to cash them before the maturity comes up?
給你。順便問一下，我是否有可能在它們到期之前兌現(xiàn)呢?
A: No, I'm afraid that isn't possible. You must wait until maturity before you cash them.
不行，恐怕是不可能的。您必須得等到期之后才能兌現(xiàn)。
Dialogue 4
對(duì)話四
A: Hello, Madam. What can I do for you today?
您好，女士。今天我能為您做些什么嗎?
B: Hello. Yes, I'm here to redeem a Treasury Note. It's not at the maturity date yet, but it is an emergency.
你好。是的，我來這里就是為了兌現(xiàn)國(guó)庫(kù)券的。雖然還沒有到期，但我有急事兒。
A: OK, can I see the note and some ID, please?
好吧，我可以看一下這些國(guó)庫(kù)券，還有身份證明，好嗎?
B: There you are. As you can see,the maturity isn't up yet.
給你。你看看，還沒有到期。
A: You do realise that you must pay a 0. 2% charge for premature can¬cellation, right?
您一定知道，提前兌現(xiàn)的話，您必須支付0.2%的手續(xù)費(fèi)，對(duì)吧?
B: Oh, really? No, I wasn't aware of that.
噢，真的嗎?不，我不知道這一點(diǎn)。
A: Unfortunately, yes. You see, this is a three-year note; it was issued over a year ago,but not over two years. So, you will have to pay. I'm sorry about that.
不幸的是，的確如此。您看，這是一個(gè)三年期國(guó)庫(kù)券;一年多以前發(fā)行的，但還沒超過兩年。所以，您不得不付手續(xù)費(fèi)，真對(duì)不起。
